WINNER 2024 & 2025

Award Winning Specialist in Development Finance

Specialist Developer Finance—Tailored to Your Project

We source bespoke funding solutions for residential, commercial, and mixed-use developments.

Whether you’re acquiring land, building from scratch, or converting existing property, we connect you with the right lenders at the right terms—fast.

And with no upfront fees, there’s absolutely no risk in speaking to us.

Compare Development Finance

We DO NOT charge any upfront fees—unlike most brokers.
Our fees are success-only: if your deal doesn’t complete, we don’t get paid.
Some brokers claim this but charge upon offer letters. We only charge on completion.
✅ Transparent. ✅ Fair. ✅ Risk-Free.

Loans from £100k to £100m | Lowest rates guaranteed | Senior Debt, Stretched Senior, Mezzanine & JV/ Equity.

By submitting this form you confirm that you are happy to submit your data, which will be used solely for the purposes of the above enquiry.

Property Development Finance

No Upfront Fees.

No Empty Promises.

Just Results.

Case Study

A Common Developer Challenge

One of our clients, an experienced property developer in Greater Manchester, was mid-way through a complex planning application when their existing lender pulled out—leaving a funding shortfall just weeks before construction was due to begin.

They approached multiple brokers but were met with upfront fees, long lead times, and vague promises.

How We Helped—and How We’ll Help You

They contacted Positive Commercial Finance, and within 7 days we sourced a flexible lender willing to fund the entire build, secured against the site and future GDV.

No upfront fees. No risk. No stress.

That’s the Positive difference.

We only get paid when your deal completes—not before. So you’ve genuinely got nothing to lose.

Why not put us to the test?

Product Types

John Waddicker

DIRECTOR

James Waddicker

CONSULTANT

Simon Parkinson

BUSINESS DEVELOPMENT MANAGER

Speak to a Real Expert Today

As an experienced broker, we can identify the most appropriate lenders after the initial fact-find. We then package the application in a way most suited to the appropriate lenders criteria and parameters. Our vast experience is an invaluable tool which you can call upon at any time.

Average Customer Rating:

Independent Service Rating based on 226 verified reviews.

“Knowledgeable, proactive and responsive - Positive Commercial Finance were extremely knowledgeable, proactive and responsive - we gave them a very tight deadline for bridging finance, and they took ownership of this and delivered.”

Ben J

“Highly recommend. - Can not commend John at Positive enough. He found us a much better deal than a previous broker was able to, he was always accessible and went above and beyond to get the process finalised, which was long, so he was also very patient.”

Annette S

“Friendly, professional and thorough from start to finish. - Thoroughly professional experience from start to finish. A refreshing change in a current climate where the vast majority of companies promise the world but then fail to deliver. Many thanks to John and James for their attention to detail and that personal touch.”

Alan S

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Get in Touch Today

By submitting this form you confirm that you are happy to submit your data, which will be used solely for the purposes of your enquiry. You can view our Privacy Policy here.

Positive Commercial Finance is a trading name of Business Financial Solutions Limited. Registered in England & Wales 06451075. Registered office address Fourth Floor, Unit 5B, The Parklands, Lostock, Bolton, BL6 4SD . Authorised and regulated by the Financial Conduct Authority (716012). Full members of the NACFB and FIBA. ICO registration reference Z1196910.

We are a credit broker, not a lender. We work with a panel of lenders who may pay us a commission. This amount varies between lenders.